How much do virtual cards cost?

There is no cost to create a virtual card.

For virtual cards with a debit or credit card as funding source, there is a service fee of 2.99% of the purchase price + $0.31.

For example, a purchase of $50 will be $50 + $1.81 (i.e., 2.99%*50.00) + $0.31 = $51.81 (the total cost with the service fee).

Some merchants, such as Walmart and Amazon, may split your purchase into multiple shipments and only charge when each item is shipped. Each charge is a separate transaction and you will incur the service fee for each transaction.

Fees are only charged on approved and completed transactions.