Overview of MySudo Virtual Cards

A virtual card is a digital version of a payment card - just like using a credit or debit card, but with added privacy and protection.

What Is a Virtual Card?

• It lives on your device - not in your wallet.

• It has its own card number, CVV, and expiration date, but charges are funded by the debit or credit card you’ve linked in MySudo.

Because each virtual card has unique card details, merchants never see your real payment information, helping protect you from data breaches, data brokers, and fraud.

How It Works

1. Link a debit or credit card as your funding source.
   This is the card MySudo will charge when you make purchases with your virtual card.

2. Create a virtual card with its own private card number, CVV, and expiration date.
   These unique details are what you use when shopping online or by phone.

3. Use your virtual card to make purchases.
   Charges are funded by your linked card, but only “MySudo transaction” is shown on your bank statement.

4. Close a virtual card at any time to stop future charges.

Benefits of Using MySudo Virtual Cards

• Privacy: Merchants and data brokers never receive your real card data.

• Security: Detailed transaction history is visible only inside the MySudo app.

• Control: Cancel a card instantly without affecting other Sudos.

• Organization: Use different cards for different Sudos to compartmentalize spending.

• Funding Choice: Link to either a debit or credit card.

• Extra Protection: All cards share a $350 daily transaction limit (before fees).

Availability: MySudo virtual cards are currently offered only to US–based users.