Cost to Create a Virtual Card
There’s no fee to create a MySudo virtual card.
Plan Requirement
MySudo virtual cards are available only on paid plans. Users on the free SudoFree plan will need to upgrade to access and use virtual cards. When you tap the virtual card icon in the app, you’ll be guided through the upgrade and setup process.
Transaction Fees
When you use a debit or credit card as the funding source, a service fee of 2.99% of the purchase amount plus $0.31 applies to each approved transaction.
Example: A $50 purchase = $50 + ($50 × 2.99%) + $0.31 = $51.81 total.
Some merchants (like Walmart or Amazon) may split orders into multiple shipments and charge as items ship. Each separate charge is treated as a new transaction and will incur its own service fee.
Fees apply only to approved and completed transactions.
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